Monthly Archives: December 2016

How I’ll be paying off my debt – and what will get it done!

If this isn’t rock bottom, it’s pretty darn close.  I have over $41,000 in credit-card debt, and now it’s time to take control of it! It’s the first Monday of 2017 and I’m trying to map out the plan from here and how I’m going to be meeting my big, hairy debt pledge and paying off my debt. Continue reading

The Honest Story of My Debt – How I got trapped in the Debt Spiral

I think I read somewhere that you can’t move forward without truly understanding how you came to be where you are.  Or words to that effect…

So, today is a day for total honesty…

By which I mean acknowledging that I have allowed myself to accumulate $41,395 in credit card debt and payment plans.  The total number is just a bit scary and very hard to get my head around.  How did this happen?  When did I let myself go like this? Continue reading

My Big, Hairy Debt Pledge

Everyone has that moment when they realise that things just can’t continue in this way. Mine was today and it’s time I pledged to bring an end to it! Yes, I’m making a big, hairy debt pledge.

Today I realised that carrying $41,395 in credit card debt is totally unsustainable.  It’s also a little bit frightening, when you consider the state of the world economy today.

More painfully (albeit short term), I’m so stressed by my debt that I just can’t enjoy myself! Continue reading