Tag Archives: luxuries

I made a budget – it’s worse than I expected

I’ve been reading around the blogosphere, and there are many people who have successfully gotten themselves out of debt.  Some have paid off huge amounts of debt.  They each have different ways of doing so, but they all agree on one thing… If you want to succeed in paying off your debt, you need to write a budget.   Well, I finally decided it was time to prove that I could meet my debt pledge.  So, I made a budget.  And it’s both better, and worse, than I expected! Continue reading